Will i still receive a elemental state allowance if i stay opt out of serps?
Answers:
The core State Retirement Pension yes (assuming you've remunerated NI), but you'll lose out on the spare bit that you would bring if you hadn't opt out.
This assumes that they'll still be something disappeared within the pot when you retire.
Yes, S.E.R.P.S. is a profits related income top up.
Yes you will bring back a full state allowance if you hold worked at least
44 years. If you stay contained by serps later you will receive extra as this is an encouragement for extra income wage when you retire. There is a rebate that get added contained by to your income.