Information on Loans??

Hey there! Can anyone direct me to loans beside any bank? I am looking for lb20,000-lb40,000

Preferably information on student loans? and business loans?

Also what is the minimum age for a loan? How long does it nick to acquire a loan? and how do I get a edge approval (requirements)?

Grateful for any information!

Thank You


Answers:    A few comments...

1) You need to be 18 to sign a credit agreement, so thats the minimum age.

2) Beyond age, you obligation to be able to repay the loan - this is the most momentous factor (with you credit rating) that a lender will look at.

3) I assume the lb means you are contained by the UK - in which satchel student loans are administered through the student loans company, and you need to be going to University (or similar HE) to gain them. You will not get lb20-lb40k mind, and this comes within termly installments, with repayments coming out of your gross after you start earning over lb15k p/a.

4) If unsecured, it can thieve hours / days to get a loan. If secured weeks / months.

5) Considering the amount you are discussion about, comined near the questions, I don't come up with you are going to get that sort of money. It is too elevated for people to lend unsecured, and you don't write approaching someone who owns a house with lb40k worth of equity surrounded by it (apologies if I am wrong).

6) To get approval for a loan - you will want to go to a lender, complete forms, hold credit check, be asessed, they will decide if you can afford it.
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