Have anyone out their out a small bussiness loan or allow?
Answers:
You stand a greater haphazard of getting a government-guaranteed loan through the Small Business Administration http://www.sba.gov/financing than a government compromise. Read the SBA Financing page to cram roughly speaking criteria needed for borrowing
It is complicated to find grant to start a business. Unlike the myths that some see, federal policy and even private foundations just about confer allow money for starting a for-profit business.
One possible exception is for companies developing or exporting agricultural products, including food and forest product. Another exception could be the Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) programs http://www.sba.gov/aboutsba/sbaprograms/... , which fund the research and nouns of industrial innovation that meet specific command wishes.
Your best bet if truth be told will be from the states if they propose give in programs for women (or any other special interest groups -- minorities, women, disabled, veterans, etc). Or check beside non profit organization, especially women organization if they give grant. Examples include
Iowa Women's Foundation http://www.iawf.org/
New Mexico Women's Foundation http://www.nmwf.org/guidelines.html...
Even SBA does NOT hand over out grant. From the SBA website http://www.sba.gov/mostrequesteditems/co...
"The U.S. Small Business Administration does not set aside grant to start or expand small businesses, although it does hold out a general miscellany of loan programs. (See http://www.sba.gov/financing for more information) While SBA does submit some compromise programs, these are unanimously designed to expand and enhance organization that provide small business government, exact, or financial assistance. These grant commonly support non-profit organization, intermediary lend institutions, and state and local government."
Nonetheless, you can travel to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grant.gov - these are two sites created by the federal elected representatives to provide transparency and information on grant. Browse through the listings and see if you can find any give in that would support a for-profit activity.
Here is a encyclopaedia of federal grant for small businesses. See if at hand is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/catalo...
Most of the federal grant are given to specific target groups next to specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also recurrently given to non profit groups or organization involved in training or other similar endeavours (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
For private grant, you may want to check the Foundation Center's Foundation Grants for Individuals Online http://gtionline.fdncenter.org . It's a subscription base website ($9.95 per month) but their hole blurb one and only say that the database is just what the doctor ordered for "students, artists, intellectual researchers, libraries and financial aid office." Entrepreneurs are apparently not one of them, so I steal it they also don't hold listings of private foundations who afford grant to would-be entrepreneurs.
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There is no such point as a small business allow. The US does however own loans available, they are found at http://www.sba.gov/