Do i inevitability Workman's comp if i own no team?
Answers:
It depends. Actually, it depends on the work you will be doing and taking some personal risks.
1. If you are working as a subcontractor in the housing article, you MUST get Work Comp. If you don't not a soul will hire you because if you carry injured you will an exposure below their work comp.
Simply speaking, if you work for anyone as a sub the company that hires you WILL require you transport insurance such as General Liability AND Work Comp.
2. If you do carry hurt on the opportunity and you fetch personal medical insurance, your personal medical may not include you if you are hurt on the living. If you are injured on the position the medical company may decline your benefit offering b/c in notion work comp should pay cheque. Which you do not hold any, so variety sure your personal medical insurance is an "adjectives inclusive " policy.
upright luck.
Every state have different law in relation to workman's comp, but the answer is no, you do not necessitate it since you hold no workers.
if you are self employed workman's comp is not required