I want to start a roofing business in Louisiana, can I of late purchase standard liability short workmens comp?
I want to start a roofing business in Louisiana, can I of late purchase common business liability insurance lacking workmens comp? It will be a small company only just 3 of us(me and 2 sons).which are covered on personal insurance policies.Please help out!!
Answers:
You are required to hold WC. But, merely for companies above a minimum number of workforce. And, this minimum may fluctuate from state to state. In other words, near 2 personnel, you may not be required to fetch it. You'll hold to check near the state of LA. Go to the state's bureaucrat website and click on the BUSINESS cooperation.
I'm not an expert, but I believe that you are required to enjoy workers comp. If you topography any larger job w/ any businesses, they are probably going to hold it contained by their contracts that they require you to enjoy it.
you hold one of two option here,become a partnership near your sons,this will allow the three of you to work minus the work/comp.other clever you own no other prospect than to retribution for work/comp.also when theres no work/comp involved your premiums will be reasonably a bit lower.goog luck,as i,ve be roofing fo 25 plus years
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Answers:
You are required to hold WC. But, merely for companies above a minimum number of workforce. And, this minimum may fluctuate from state to state. In other words, near 2 personnel, you may not be required to fetch it. You'll hold to check near the state of LA. Go to the state's bureaucrat website and click on the BUSINESS cooperation.
I'm not an expert, but I believe that you are required to enjoy workers comp. If you topography any larger job w/ any businesses, they are probably going to hold it contained by their contracts that they require you to enjoy it.
you hold one of two option here,become a partnership near your sons,this will allow the three of you to work minus the work/comp.other clever you own no other prospect than to retribution for work/comp.also when theres no work/comp involved your premiums will be reasonably a bit lower.goog luck,as i,ve be roofing fo 25 plus years