Bankruptcy?

I file for chapter 7 four years ago can I refile? What is the difference between 7 and 13? I'm going to lose my home possibly surrounded by two months. I heared that I can shift to court and hold the intercede issue a judgement against me and the creditors cannot collect for 18 years because I enjoy an underneath age son. Is that true also?

Answers:
I meditate its a few years in the past you can profile again. Like the final two suggested, you're better stale asking a proffessional ruin attorney. The first consultation IS free. stop by http://www.legalhelpers.com They are highly friendly.
Bankruptcy law changed not long so your terribly best bet would be to contact a collapse advocate. Usually the first consult is free but ask when you phone. It used to be that you could database 6 months after a previous file but that may own changed.

Chapter 7 is a total liquidation of your qualify debts. Chapter 13 is where on earth you brand payments.

Don't do it alone tho, its much safer to own a advocate do it if at adjectives possible.
Get a ruin attorney. The ending two sentences are exceedingly fishy and don't create sense. If it be true, afterwards everyone would hold kids right until that time file ruin.


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