When I Use PayPal to Pay for an eBay Auction, Why Does PayPal Try to Convince Me to Use My Bank Account?
It seems that the people at PayPal do not want users to use their personal credit cards to foot for won auctions. >>>>WHY IS THAT?<<<< Two thoughts that I have are that PayPal makes smaller amount money on the transaction or PayPal loses it's ability to tell the conqueror of the auction that they are SOL when something goes wrong. When you use your credit card you can still use your credit card company to dispute charges. Thank you for your thoughts.
Answers: because paypal are dirty dirty a...wipes.
beside your bank, you are not covered if the seller doesent dispatch your item or sends you a crappy item. you have to go through useless paypal to draw from a refund - which might happen contained by months, or never..
ALWAYS ALWAYS ALWAYS 100% of the time pay with a credit card, that agency you are STILL! protected with crappy paypals "buyer protection" but if that doesent work, you just beckon up your card and do a chargeback.
paypal does this so they can keep more of your money, and not have to recompense the credit card transaction costs - it costs them maybe 2% and 25 cents for every transaction they process through credit cards - imagine the millions of dollars they are in your favour by telling people to use wall accounts - and therefore screwing the family from having any GOOD buyer protection.
there is an lay down of preference on your account. Wether by wall card, or bank draft, you always choose your method, if you prefer one over the other, you enjoy the final say so. I think cuz they draw from charged a credit card fee
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Answers: because paypal are dirty dirty a...wipes.
beside your bank, you are not covered if the seller doesent dispatch your item or sends you a crappy item. you have to go through useless paypal to draw from a refund - which might happen contained by months, or never..
ALWAYS ALWAYS ALWAYS 100% of the time pay with a credit card, that agency you are STILL! protected with crappy paypals "buyer protection" but if that doesent work, you just beckon up your card and do a chargeback.
paypal does this so they can keep more of your money, and not have to recompense the credit card transaction costs - it costs them maybe 2% and 25 cents for every transaction they process through credit cards - imagine the millions of dollars they are in your favour by telling people to use wall accounts - and therefore screwing the family from having any GOOD buyer protection.
there is an lay down of preference on your account. Wether by wall card, or bank draft, you always choose your method, if you prefer one over the other, you enjoy the final say so. I think cuz they draw from charged a credit card fee