Credit Card Question?

I am kind of a newbie dealing with these credit cards. The interest rate for my one and one and only credit card is 16.00%. I'm not sure what my credit score is, but it doest hurt to apply. I was wondering if its a well-mannered idea to apply for card with a lower interest rate to wage off the first card with the difficult interest rate.

Answers:    Always negotiate. I've called cards and told them I was going to alteration to another with a lower interest rate unless they could offer me a lower APR. It worked a couple times and a couple times I switched. 16% is big.

Always read the small print concerning annual fees and default rates if you're late once.
If you enjoy maxed you card out transfer the balance to a intrest free for a year card after you will only pay the verbs rate which if you have a good look it is roughly 2.9% then in a year verbs it again then you are only paying the verbs rate but if you havent maxed you card out transfer the balance where on earth it is transfer free to a lower intrest rate on the balance so you can use the card if you attain what i mean

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