Car loans and ruin?

The majority of the debt that my husband and I have are in MY pet name although we have 2 car loans within OUR name. If I file alone, what will come up to these 2 car loans? Can we reaffirm the debt? Also, if we decide to put those 2 cars into the collapse and file together, what will happen to the cars and how can we find technique of transportation after a bankruptcy that won't cost us an arm and a leg?

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