"In Trust For"/Totten Trust protection against creditors?

I needed to clarify my concluding cross-question. In NY, a relative wishes to set up an "ITF" or In Trust For/Totten Trust funds portrayal next to me as a beneficiary. My concern is that a potential creditor of mine could levy or seize/attack that justification even though I'd own no access to the money until after my relative died. Are my concerns sound?

Answers:
nope. It's not yours until the relative dies, until next it's their money, and you are not on the commentary at adjectives.

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