Bankrupt and a bill comes?
My father and mother both go and did a chapter 7 collapse... that be put a bet on contained by 2001.
Last month they recieved a message motto that they own an outstanding harmonize hindmost from 2002 from our phone vein.
We stopped using it after the collapse and we gone the house.
So from 2001-2002 the phone dash be never used.
I told them in the region of our liquidation but they said that since the column have be outstanding and sent to the collection agency in 2002, that we hold to settle for it...
Is this right or do I own the right not to pay cheque for it?
Answers:
If the bill be incurred AFTER the testimony of collapse, they ARE on the hook for the portion of the bill that be incurred after the account date.
As others enjoy advise, jump subsidise to the advocate that handle the skin, as they hold a loose lapse they didnt knob. It shouldnt cost you anything to attain direction to feel this loose cessation.
look at the collapse papers and see if that phone company is nominated as a debtor. if so, you are sour the hook.
I believe the phone company is right. I enjoy never hear of anyone mortal allowed to include utility bills in a ruin previously. Your parents entail to any bid the attorney or paralegal who did they liquidation for them. Since they retained them to toy with this they should still be ready to answer any quesitons you hold.
Did you end the phone procession? If not, how would the phone company know to abolish it. If it is for events occurring after the 2001 liquidation be file, later it seem close to this bill would hold to be salaried, unless this debt be disclosed and discharged within the collapse.
I give attention to you own to include "all" debt to your liquidation. If this be not tabled when you file you may owe it. If you have a liquidation atty when you file contact him and ask to be sure.
Good luck.
Of course the collection agency will detail you that...they bought your antiquated debt for pennies on the dollar and want to con you.
Tell them "don't bid me anymore. If you own any further communications for me, put them within writing."
They won't put it in writing because they're BSing you and they don't want to violate federal statute.
If you turned the phone bill in near the Bankruptcy and it be file afterwards no But if you did not consequently yes you hold to salary for it
if you did turn it within hand over them your atty # give an account them to telephone call them And distribute your Atty a head up permit them know that they will be calling
contact the legal representative that fiddle with your covering profile!
First, check to see if the phone company be programmed surrounded by the collapse, or, if they know, by any mechanism, that your parents file. For instance, did your parents describe them when they file or during the file? If they know, consequently they cannot collect. It sounds to me, however, that the phone company know, but they turned it over to a collection agency, anyway. Some companies do this, but the collection agency can't do anything unless they convince your parents to money. The intention why I feel the phone company know is because they would not own allowed a bill to travel so long minus notify your parents inside a few months of not paying, and your parents would fluently enjoy told them almost the collapse. Also, the phone company probably would own looked at your parent's credit report and see the collapse down. The phone company probably sold the report to a collection agency, and the agency is trying to collect on it. However, if the phone company did know nearly the ruin during the file time of year, next the debt is discharged, and the collection agency cannot do anything. The reality that the bill be outstanding and sent to a collection agency does not affect the discharge of the debt. However, something is not kosher here, because if the collection agency have contained by 2002, why are they simply collecting on it very soon?
If the phone company didn't know something like your parent's liquidation, they would enjoy pursued your parents beside greatly more vigor and much sooner than in a minute. It sounds similar to they did know more or less the collapse, but they sold it to a collection agency, anyway. Based on this information, your parents hold nought to verbs roughly. Your parents can make clear to the collection agency not to contact them any more, and the agency will hold to meet the terms. If they don't, the agency can be sued.
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Last month they recieved a message motto that they own an outstanding harmonize hindmost from 2002 from our phone vein.
We stopped using it after the collapse and we gone the house.
So from 2001-2002 the phone dash be never used.
I told them in the region of our liquidation but they said that since the column have be outstanding and sent to the collection agency in 2002, that we hold to settle for it...
Is this right or do I own the right not to pay cheque for it?
Answers:
If the bill be incurred AFTER the testimony of collapse, they ARE on the hook for the portion of the bill that be incurred after the account date.
As others enjoy advise, jump subsidise to the advocate that handle the skin, as they hold a loose lapse they didnt knob. It shouldnt cost you anything to attain direction to feel this loose cessation.
look at the collapse papers and see if that phone company is nominated as a debtor. if so, you are sour the hook.
I believe the phone company is right. I enjoy never hear of anyone mortal allowed to include utility bills in a ruin previously. Your parents entail to any bid the attorney or paralegal who did they liquidation for them. Since they retained them to toy with this they should still be ready to answer any quesitons you hold.
Did you end the phone procession? If not, how would the phone company know to abolish it. If it is for events occurring after the 2001 liquidation be file, later it seem close to this bill would hold to be salaried, unless this debt be disclosed and discharged within the collapse.
I give attention to you own to include "all" debt to your liquidation. If this be not tabled when you file you may owe it. If you have a liquidation atty when you file contact him and ask to be sure.
Good luck.
Of course the collection agency will detail you that...they bought your antiquated debt for pennies on the dollar and want to con you.
Tell them "don't bid me anymore. If you own any further communications for me, put them within writing."
They won't put it in writing because they're BSing you and they don't want to violate federal statute.
If you turned the phone bill in near the Bankruptcy and it be file afterwards no But if you did not consequently yes you hold to salary for it
if you did turn it within hand over them your atty # give an account them to telephone call them And distribute your Atty a head up permit them know that they will be calling
contact the legal representative that fiddle with your covering profile!
First, check to see if the phone company be programmed surrounded by the collapse, or, if they know, by any mechanism, that your parents file. For instance, did your parents describe them when they file or during the file? If they know, consequently they cannot collect. It sounds to me, however, that the phone company know, but they turned it over to a collection agency, anyway. Some companies do this, but the collection agency can't do anything unless they convince your parents to money. The intention why I feel the phone company know is because they would not own allowed a bill to travel so long minus notify your parents inside a few months of not paying, and your parents would fluently enjoy told them almost the collapse. Also, the phone company probably would own looked at your parent's credit report and see the collapse down. The phone company probably sold the report to a collection agency, and the agency is trying to collect on it. However, if the phone company did know nearly the ruin during the file time of year, next the debt is discharged, and the collection agency cannot do anything. The reality that the bill be outstanding and sent to a collection agency does not affect the discharge of the debt. However, something is not kosher here, because if the collection agency have contained by 2002, why are they simply collecting on it very soon?
If the phone company didn't know something like your parent's liquidation, they would enjoy pursued your parents beside greatly more vigor and much sooner than in a minute. It sounds similar to they did know more or less the collapse, but they sold it to a collection agency, anyway. Based on this information, your parents hold nought to verbs roughly. Your parents can make clear to the collection agency not to contact them any more, and the agency will hold to meet the terms. If they don't, the agency can be sued.