I have a cross-question almost 401k, Profit sharing...please...

With my situation going on for 6 or 7 years ago, i started a 401k, profit sharing, I'm not sure which one. I participate surrounded by it until i not here my assignment 2 years ago. I still receive correspondence from mutual of america relating me my Balance is $5500 and my vested amount is $2300. The ask is... Can I currency surrounded by (take out) any of that money and close that report? Would I solitary be capable of help yourself to the vested? Or is it that I can't touch any of it?? Help??

Answers:
If it's a 401(k), I wouldn't bread the article out, you'll facade taxes and the 10% hasty withdrawl cost. If it's a 401(k), roll it over into an IRA. If you're vested (meaning that you employed long plenty to bump into your company's requirements), than you can appropriate the vested amount near you as okay. Once you're vested, the money that the compant contributed on your behalf become yours.
You can roll it over into your current 401K at your current workplace. If you nick it out of the feeble sketch as currency you will be penalize a levy plus you will be tax.
Since you do not know what species of portrayal it is we can not help out you. Call the mutual fund and ask them.

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