Who govern rules and regulations of bank?
Answers:
There are multiple regulatory agencies. The primary federal agencies are The Federal Reserve Board and the Federal Deposit Insurance Corporation.
Several, depends on what rules and what regulations. Lending rules, deposit rules, privacy rules. Many of these are covered federally and next respectively state have a regulatory division (Commissioners of Banks, Department of Financial Services) respectively state can phone call it something different.
Look in the lobby of the guard, it will state the state agency, FDIC is federal, HUD handle lend practices etc.
Hope this help
Depends on the hill.
Some are State chartered. Some are Federal chartered.
The two different chartering bodies hold different rules of operation. Audits are conducted contained by entirely different ways and at entirely different times. Rules are TOTALLY different for respectively.
Each, however, have FDIC insurance. Another set of rules.
Yeah, the Federal Reserve have rules, but outlandishly adequate, they don't amount to much. Pretty trouble-free, day-to-day stuff.
Now, let communicate roughly speaking the Comptroller of the Currency. You want rules? This guy have rules! These folks hold rules for which pant leg is wrapped around a leg first.
The inventory can travel on almost want ad infinitum, right down to FBI rules pertaining to what to do during and after a robbery.
Any demanding rule or regulation of interest to you?