Retirement plans at a small company...?
I work for a SMALL company - 4 ethnic group - and they are looking into channel up retirement plans for the 4 of us - "simple plans" is the permanent status my boss used. My put somebody through the mill is: The money that I contribute, is it pre-tax or post-tax dollars? If it is pre-tax, afterwards how exactly will that effect my net - will it within supposition be similar to a income assumption?
Answers:
I am a financial planner. The answer to your interrogate is that these SIMPLE plans will be pre-tax dollars. In effect, the money will come out of your recompense check BEFORE the excise is applied. I would support you to cart dominance of any retirement plan your employer is offering to you. Most SIMPLE plans require the employer to contribute a flat amount to their hand's report, so this would be beneficial to you.
Where are you located? Please quality free to email me at woodley.casee(a)principal.com for supplementary information.
Good luck!
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Answers:
I am a financial planner. The answer to your interrogate is that these SIMPLE plans will be pre-tax dollars. In effect, the money will come out of your recompense check BEFORE the excise is applied. I would support you to cart dominance of any retirement plan your employer is offering to you. Most SIMPLE plans require the employer to contribute a flat amount to their hand's report, so this would be beneficial to you.
Where are you located? Please quality free to email me at woodley.casee(a)principal.com for supplementary information.
Good luck!