Will my dads insurance cover me?
i got a speeding ticket. when the cop stopped me i didnt have insurance on me. i told him my coup¨¦ is insured though. he put unknown under insurance proof. now when i budge to court can i show them proof of my dads insurance on the vehicle even though my names is nowhere on the policy. i just get the car. we were trying to find cheaper insurance for me because i am a young person and its expensive. please give me alot of info on what to do.
Answers: as long as you are listed as a driver on the policy you should be fine. move about to his agent and get a copy of the dec page to take to court showing you as a planned driver
If you got a ticket for no insurance and your name is not on the card you will not go and get the ticket dismissed. Most of the time when that happens the court just call the ins company and asks them, is this person listed on this policy... If you aren't later you will have to pay the ticket. It doesn't concern if you were shopping around for insurance the point is you didn't have any and if you hit someone and injured them or even kill them that would have been on you b/c you be driving illegally. Some insurance companies will allow 1 permissive use accident but that doesn't show you are covered if you drive the vehicle. Get yourself some insurance! People like you are why I just have to pay to get my vehicle fixed when the person hit me!!
Technically I did answer the question, if you arent programmed on the policy you arent covered. What more is there to explain. I'm not jumping on you for not getting the insurance, that should be your parents responsibility, not yours distinctly you are only a child. You should talk to your parents roughly it so you can get this resolved the cheapest way possible for everyone.
If your father policy states that it covers the family then you might be not dangerous ( your name doesn't have to be on the policy it basically must state that the "family of insured" is coverd .If not then it adjectives depends on the judge if he wants to be understanding. It depends on the state laws and insurance coverage. Most policies cover the car and therefor the driver of that coup¨¦.
Talk to your Dad.
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Answers: as long as you are listed as a driver on the policy you should be fine. move about to his agent and get a copy of the dec page to take to court showing you as a planned driver
If you got a ticket for no insurance and your name is not on the card you will not go and get the ticket dismissed. Most of the time when that happens the court just call the ins company and asks them, is this person listed on this policy... If you aren't later you will have to pay the ticket. It doesn't concern if you were shopping around for insurance the point is you didn't have any and if you hit someone and injured them or even kill them that would have been on you b/c you be driving illegally. Some insurance companies will allow 1 permissive use accident but that doesn't show you are covered if you drive the vehicle. Get yourself some insurance! People like you are why I just have to pay to get my vehicle fixed when the person hit me!!
Technically I did answer the question, if you arent programmed on the policy you arent covered. What more is there to explain. I'm not jumping on you for not getting the insurance, that should be your parents responsibility, not yours distinctly you are only a child. You should talk to your parents roughly it so you can get this resolved the cheapest way possible for everyone.
If your father policy states that it covers the family then you might be not dangerous ( your name doesn't have to be on the policy it basically must state that the "family of insured" is coverd .If not then it adjectives depends on the judge if he wants to be understanding. It depends on the state laws and insurance coverage. Most policies cover the car and therefor the driver of that coup¨¦.
Talk to your Dad.