Why should i own an insurance policy.?
Answers: UK ?
1) Car - legal required to have 3rd jamboree cover
2) House - Mortgage Company will require you to have buildings insurance
3) Goods on HP / lease etc contracts - contract principle will require you to have chance damage cover
Otherwise it is up to you .. most people enjoy house contents insurance .. and a lot have private medical ...
If you enjoy lots of money saved up for a rainy daylight, then no reason at adjectives. [shrugs]