What's the right insurance for an organizing/ consulting business?

My sister wants to be a personal organizer, hire herself out as a consultant to individuals. What kind of insurance does she stipulation?
Thanks!

Answers:    She needs General Liability insurance which covers accidental bodily injury and/or property reduce to rubble.

Professional liability? Maybe, but I would not buy it unless it was very cheap because within my opinion the exposure to loss from an error or omission would be minuscule.

If there is an association of personal organizer she may be able to buy both coverages in one policy from the association.
Along near the liability coverage, she should look into errors and omissions coverage. I'm not sure of what type of 'organizing' she will be doing, but if she fails to provide proper professional recommend, she could have exposure there.


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