Can someone answer my strength insurance interview?
I currently am paying for COBRA. I am 61 years mature, feminine. I am on long residence disability & disability social collateral. I am competent to draw from medicare when I am 62. I own a pre existing condition, COPD. Looks resembling not a soul will adopt me, except Blue Cross.
I have need of a medical supplement PLUS an exceptional prescription plan. I am on copious meds, including oxygen 24/7.
I construct too much money to qualify for medicaid or any other assistance.
ANY of you insurance agents hold any accepted wisdom? I will be 62 on April 5th.
Any oblige is much appreciated. I hold search & looked on the internet & most of them I do not trust. I own hear too several impossible stories nearly them. I am paying $490.00 a month plus co pays presently & it is slaughter me.
Answers:
Unfortunately, I'm not aware of any better option for you than COBRA.
You could predictable win a policy through one of your state's elevated risk insurance pools, but I can almost guarantee that the premium will very well exceed $490 a month.
For information on your state's lofty risk pool and/or any other insurance companies that would adopt illustrious risk individuals in your state, please check near the Department of Insurance. They'll be capable of steer you to companies surrounded by your nouns. But please be forewarned that even if you can qualify for one of these policies, the premiums might be shocking to you.
Just hold on as best you can until you can find on Medicare within 7 months. Good luck.
Have you looked into GHI? My dad be diagnosed beside cancer ending year and they insured him although he have already be diagnosed.
i likecobra and blue cross. I found interesting information in the region of your answer here. http://all-insurance-online.blogspot.com... Good luck!
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I have need of a medical supplement PLUS an exceptional prescription plan. I am on copious meds, including oxygen 24/7.
I construct too much money to qualify for medicaid or any other assistance.
ANY of you insurance agents hold any accepted wisdom? I will be 62 on April 5th.
Any oblige is much appreciated. I hold search & looked on the internet & most of them I do not trust. I own hear too several impossible stories nearly them. I am paying $490.00 a month plus co pays presently & it is slaughter me.
Answers:
Unfortunately, I'm not aware of any better option for you than COBRA.
You could predictable win a policy through one of your state's elevated risk insurance pools, but I can almost guarantee that the premium will very well exceed $490 a month.
For information on your state's lofty risk pool and/or any other insurance companies that would adopt illustrious risk individuals in your state, please check near the Department of Insurance. They'll be capable of steer you to companies surrounded by your nouns. But please be forewarned that even if you can qualify for one of these policies, the premiums might be shocking to you.
Just hold on as best you can until you can find on Medicare within 7 months. Good luck.
Have you looked into GHI? My dad be diagnosed beside cancer ending year and they insured him although he have already be diagnosed.
i likecobra and blue cross. I found interesting information in the region of your answer here. http://all-insurance-online.blogspot.com... Good luck!