Am I covered??

My strength insurance go into effect today. I guess I may be pregnant (a few weeks). If I am and I progress to the doctors presently will I be covered? I haven't see the doctor since thinking I may be pregnant.

Answers:
1. "Coverage underneath the Healthy NY program is subject to a pre-existing condition waiting extent. This routine that if the applicant have a medical condition that they own be any diagnosed beside or treated for within the second six months, services for the treatment of that condition may be excluded from coverage for up to a year... Pregnancy is a pre-existing condition in individual contracts. It is not a pre-existing condition in contracts issued to sole proprietors or small employer."

I mull over that you are a sole proprietor or small employer, so you should be covered. Also, "If an applicant have have prior condition insurance coverage and have not have a break within coverage to be exact longer than 63 days, the pre-existing condition cut waiting time of year will be reduced or waive."

2. Zarnev is wrong; New York imperative does not allow folks 19-64 to be excluded from coverage for strength reason.
this is honest communication mortal pregnant.i suggest you to buy a pregnant try-out to see if you really are.
some companyes cover this...some not..the best style is to read the contrac again or ring up the agency where on earth you are registred
Does you policy cover motherliness? Is it a group policy or an individual policy? If it is a group in that is a possibility it would be covered if you previously have a group policy. If you didn't it may or may not be covered. You'll obligation to ask the agent or HR department.

If it is an individual policy it probably won't be covered and the company may rescind the policy. Again, you'll inevitability to ask the agent.
Likely not. Most of the time, on a private policy, you don't own motherliness benefits at adjectives. When you do hold motherliness benefits, it doesn't see surrounded by until you've have the coverage for at least possible six months BEFORE becoming pregnant.

Not seeing the doctor doesn't concern.


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