Lost jewlery...Insurance?

Okay my mother-law lost a diamond bracelet. It be insured and she get money for it from the insurance company. This be several months final. Now she is moving and found the bracelet flaccid from a fastener bringing up the rear her dresser. Should she a short time ago save her mouth shut?
Why wouldn't empire basically do that..my wifes engagement ring and marriage ceremony leash are insured.what stops me from a moment ago calling the insurance company and proverb they are lost and collecting the money.

Answers:
Nope. She should explain to the insurance company - and repayment them the pay-out money. Or extend them the braelet.

As to what stops you - this claim counts against you. If you enjoy more than one claim, you'll hold a REALLY strong time finding insurance anywhere, at any price. That will credible front to forced placement coverage, and eventually foreclosure of your house.
What SHOULD be stopping you is the certainty that if you report a false claim, you're committing insurance fraud, which could front to contradiction, fines, and prison.
Your mother in decree did not intend to mislead anyone, but she SHOULD be honest going on for the situation and telephone call the insurance company. They may or may not ask for the money or bracelet posterior, but at lowest possible her conscience would be clear.
You mother in ruling should ring the insurance company and permit them know she found the jewelry. To do otherwise is insurance fraud. Would she gain caught? Probably not. But she would be committing a crime (and a sin) to not contact the company. Insurance fraud is the intention why insurance premiums are so glorious and by not contacting the insurance company she would be no better than the crooks that stage accident and FALSE injuries.

The insurance company would any tolerate her hang on to the money or the bracelet. They would not ask her to impart them more than they rewarded her for the bracelet.


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