Is it right for your employer to gross a profit from your healthcare plan?
From my calculation, my employer is charging me four times the premium for my healthcare coverage and is relating me that I'm paying partially. According to the Blue Cross rates (in an ad), I'm have twice the premium taken from my paycheck.
I call California's Dept. Of Labor and the young-looking female in attendance, told me they solitary pedal minimum wage cases, overtime cases and hand breaks/lunchhour cases. If this is the case, merely what the heck worthy is the Labor Board for us average workers who take-home pay the majority of the taxes?
Answers:
My boss did indistinguishable entity. I quit. In response to the Dept of Ins. answer... they don't answer the damned phone!
Sad article going on for California parliament... we're forced to support them through the lofty taxes we are required to settle... but not a soul will pick up the phone or do any follow up.
First past its sell-by date, here are hundreds of variation of insurance policies. The Blue Cross plan (and the premium) that you enjoy will be completely different from the Blue Cross plan your neighbor have which will be completely different from the Blue Cross plan your cousin have. The plan within the personal ad will be completely different from yours, your neighbors, and your cousins. There is no track to compare the premium from the hoarding to yours and it is terribly doubtful that your employer is overcharging you.
Second, the Department of Labor have no jurisdiction over insurance companies. If you chew over within is a problem near your policy you'll stipulation to contact the CA. Department of Insurance. They will investigate.
You can request for a copy of the insurance coverage from your employer to hold a better picture on what you've covered for the premium you remunerated. Often, you return with better settlement through corporation versus walk-ins.
From A General Insurance Agent
I would definitely consider it Unethical for any employer to generate a profit from it's member of staff robustness thinking plan.
If your employer is deliberately and Intentionally over charging your paycheck for your Insurance premium and after retaining that overage for the company, after this is not a Labor board problem. It is a criminal stealing problem that you should report to your local Law Enforcement.
Please quotation a definition for the permanent status "Embezzlement"
There are a few things stirring here.
The first is that the blue cross rates you saw advertise be for individual coverage...If it be an commercial of a product call Tonik, later it is simply a stripped down plan. The rate advertise assumes no medical conditions, no medication.
Since you work for an employer, your rates are for a group product. Group rates are dictated by the medical conditions inwardly your group.
I have indistinguishable entity surface to me. I be working for a firm where on earth my coverage be costing me $300 per month and my company be paying $700.. At the time I be remarkably childish, and hygienic. When I gone this firm and go into vigour insurance, I discovered that I could own have matching coverage for smaller quantity than $150 if I go out on my own and bought it.
Looking for a well-mannered home warranty policy for home.?
For VSP eye insurance, can I programme my annual call round for a moment smaller number than a year after the final one?
Umbrella insurance?
Does anyone know if here is a pet insurance that covers straight away?
My mother took out a natural life insurance policy 11 years ago payed 15 pound a month direct debit to cohesive friendly
I call California's Dept. Of Labor and the young-looking female in attendance, told me they solitary pedal minimum wage cases, overtime cases and hand breaks/lunchhour cases. If this is the case, merely what the heck worthy is the Labor Board for us average workers who take-home pay the majority of the taxes?
Answers:
My boss did indistinguishable entity. I quit. In response to the Dept of Ins. answer... they don't answer the damned phone!
Sad article going on for California parliament... we're forced to support them through the lofty taxes we are required to settle... but not a soul will pick up the phone or do any follow up.
First past its sell-by date, here are hundreds of variation of insurance policies. The Blue Cross plan (and the premium) that you enjoy will be completely different from the Blue Cross plan your neighbor have which will be completely different from the Blue Cross plan your cousin have. The plan within the personal ad will be completely different from yours, your neighbors, and your cousins. There is no track to compare the premium from the hoarding to yours and it is terribly doubtful that your employer is overcharging you.
Second, the Department of Labor have no jurisdiction over insurance companies. If you chew over within is a problem near your policy you'll stipulation to contact the CA. Department of Insurance. They will investigate.
You can request for a copy of the insurance coverage from your employer to hold a better picture on what you've covered for the premium you remunerated. Often, you return with better settlement through corporation versus walk-ins.
From A General Insurance Agent
I would definitely consider it Unethical for any employer to generate a profit from it's member of staff robustness thinking plan.
If your employer is deliberately and Intentionally over charging your paycheck for your Insurance premium and after retaining that overage for the company, after this is not a Labor board problem. It is a criminal stealing problem that you should report to your local Law Enforcement.
Please quotation a definition for the permanent status "Embezzlement"
There are a few things stirring here.
The first is that the blue cross rates you saw advertise be for individual coverage...If it be an commercial of a product call Tonik, later it is simply a stripped down plan. The rate advertise assumes no medical conditions, no medication.
Since you work for an employer, your rates are for a group product. Group rates are dictated by the medical conditions inwardly your group.
I have indistinguishable entity surface to me. I be working for a firm where on earth my coverage be costing me $300 per month and my company be paying $700.. At the time I be remarkably childish, and hygienic. When I gone this firm and go into vigour insurance, I discovered that I could own have matching coverage for smaller quantity than $150 if I go out on my own and bought it.