Which States enjoy a one year Incontestable time for natural life insurance policies? -(Most enjoy a 2 yr. period)?
Answers:
OK, you're looking for a policy for one year, where on earth the insurance company CAN'T contest it. That would be, a rewarded contained by full policy. If you payment $100,000 for a $100,000 facade convenience policy, you can procure the insurance company to agree to not contest it.
Otherwise, you're asking a interview approaching, "Where can I place a bet on a horse see, AFTER the see have be run, and they'll still pay packet out?"
You're NOT going to grasp probability.
If you're looking for this for estate planning purposes (ie, you know someone is going to die, and want to verbs money outside of estate taxes), you can find a policy resembling this through a glorious risk duration broker.
The best answer will be state specific. I don't detect any nasty intent in the interrogate, although anything we voice here could be construed contained by a different bearing that we intend it.
BTW, if you remuneration $100k for a $100k extermination benefit, you only bought a deferred annuity and you could own probably done better than that if you are on your disappearance bed.