Can Aviva enthusiasm insurance lug an alternative premium when I surrender the policy and not provide the insurance?
I fixed to surrender my Aviva wide-reaching go insurance policy when I realize it be a big mistake. Each year my cost of insurance be increasing and drinking away at the dosh pro. I call the company and told them I considered necessary to surrender the policy. After trying to agree me into keeping it they finally told me what to do and sent me the forms. I sent them stern and received my check and notice they took another premium out of the lolly effectiveness on Aug 4th and canceled the policy on Aug 6th. The Aug 4th premium should hold covered me until Sept 4th but they are recitation me I hold no coverage as of Aug 6th. They demur to compensation me the $137 premium taken out on Aug 4th so I hold rewarded $137 for two days of insurance. Anyone know if they can do this? If this is lawful after any insurance company can simply suspension processing a surrender until after the premium due date and collect another month's premium for no coverage. Thanks in credit for any assistance.
Answers:
It doesn't nouns close to they intentionally delayed processing the surrender so they could catch an added premium. They in recent times aren't that hard-up for money. The premium giving ethnic group be a moment ago doing their errand to keep hold of your policy on programme and would own no opening of knowing the surrender be coming until the form is processed by a separate department.
If you be working beside a thinking agent or customer service rep, they would own asked for a freeze on the report until they receive the form, but that's basically intermittent.
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Answers:
It doesn't nouns close to they intentionally delayed processing the surrender so they could catch an added premium. They in recent times aren't that hard-up for money. The premium giving ethnic group be a moment ago doing their errand to keep hold of your policy on programme and would own no opening of knowing the surrender be coming until the form is processed by a separate department.
If you be working beside a thinking agent or customer service rep, they would own asked for a freeze on the report until they receive the form, but that's basically intermittent.