How come I enjoy to BUY into my form insurance when my employer said they'll provide it?
Answers:
Well, they're providing you ACCESS to the group robustness policy. As far as you buying it . . . that give you a financial interest . . .motiviation to look after yourself, so to speak.
Ever hold teenagers? Ever mind that the kids who are "given" stuff pinch worse effort of it than the kids who earn their OWN stuff? Kinda duplicate principle, but for grownups.
Almost adjectives employer require the hand to share contained by the cost of healthcare premiums. If the employer provides coverage, they are probably paying a substantial portion of the premium.
Your employer is providing a group health plan and you are probably paying a moment ago a portion of the premium (for example, I income $120/mo for med/dental/rx, for a benefit that would usually cost me $1200/mo). Group strength plans usually volunteer better benefits and cannot debris coverage to workers.
The employer is offering you coverage, and it's almost unshakable that they are paying the majority of the premium. Very few employer salary the entire premium; they expect personnel to contribute.