Why do credit cards own excessive fees?

$39 for a late payment is in recent times ridiculous. I'm not in debt but these little fees that they tack on is just annoying. Who else feel frustrated by these fees?

Answers:    This question and these answers make me hoot. If you were forced to purchase things on a credit card, then I could get the message your frustration. But if you don't like the late fees consequently pay on time. It's a business--credit card companies don't exist to be "nice guys" or to "minister to people out". They exist to make money, a moment ago like all other companies.
I hatred them with a passion. I have a US Bank account that charged 39 dollers for an overdraft fee and 7 dollers per light of day that it wasn't paid for. It is all ridiculous. They do it becuause its how they fashion their money. It is used to try and keep you from having a behind schedule payment becuase that means that its that much longer that they own to pay for it out of their own pocket. Theyre arent out there to lend a hand others, they are out their to drain everyons wallet. If you don't like the fees, stop using their credit to buy things. You're paying them for the service of using that card so you don't have to settle up right away, and if you paid it off every month to a symmetry of 0, there would be few if any fees.
CC are useful for those who have money and worry going on for using them everywhere they have excessive fees for the banks to earn..
thats how they formulate their money and charse you so your balance never goes down


  • I hold found a wallet near 3 cards one a credit card another drivers license and livelihood ego card and it have plentifully?
  • How several years will bad(Horrible) credit stay on credit report?
  • How much do Tellers carry compensated?
  • Question in the order of judgement?
  • Can you use those prepaid Mastercard or Visa cards to foot for Runescape strong views?
  • Sallie mae disbursement? does it seize direct deposited surrounded by conservatory wall or do they return with sent a check?
  • Anyone catch their Stimulus-Rebate check but? Since they started untimely how soon will second shipment start?
  • How do I contact the ancestors I owe on my credit?