In montreal quebec how do you catch an unsecured credit card withbad credit?
Answers: Sorry, you are unlikely to get an unsecured card with discouraging credit, that's how bad credit works.
Try Capital One's secured cards, depending on how bad your credit is you might merely have to provide a $75 dollar deposit on a credit limit of up to $750 (10% is better than 100-110%, right?).
Good luck.