I never have a credit card.?
I never had a credit card but I need to capture one for emergency use only. Every time I apply for one I am denied. I dont think I enjoy any credit history. Can someone tell me what site will approve me for a credit card. Also if I get a Macy's card will that promote my credit?
Answers: Try Household bank credit cards.
It depends on why you are denied. If it's because you have no credit, you may want to own a parent or someone cosign for a card for you. The other option is to find a place that has a secured credit card - you post in your money, usually $500, and get a card. Then, after a year or two, if you've compensated on time, they'll grant you an unsecured card. That happen to me all the time for like two years, no credit card would adopt me because I had no credit history. But I didn't give up. I applied for a gas card. The BP visa card. They start you sour with a limit of $500.00 but it's pretty biddable for a beginner like me. I love my credit card it make me feel more responsible, I was so excited to own my first credit card! I've had it for about a month very soon. You can apply for this same card at www.chase.com/bp
Good luck!
I would first recommend going to annualcreditreport.com first... there you can see your credit report from all 3 reporting agencies for free once a year... in attendance may be something on there keeping you from being approved. after that you can start applying... but do not apply beside too many places, as each inquiry places a spot on your credit report, and other banks look at that negatively. Talk to the bank you enjoy your checking and savings accounts at. They can let you know what your option are. A Macy's card would improve your credit provided you always reimburse on time and don't keep much of a go together (none is best).
You need to apply for credit card for no credit history, limited credit or unknown credit. Your application will be approved.
http://bestcreditcardratings.com/new-cre...
http://bestcreditcardratings.com/limited...
Forget the credit card. Establish a $1000 savings account for use within REAL emergencies only... Go to creditcards.com and look for the credit cards that are for doomed to failure credit or build credit. They come with a balance but they are the just one that will give you credit.
I would go try Capitol One, I couldn't capture approved by anyone and they approved me. the best way to get a CC is to start out next to a department store card. After a few months CC companies will be sending you offers like crazy. Good luck!
it is ok for emergances but if you use it close to a toy the bank will bring up and the hiden fees and charges!!
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Answers: Try Household bank credit cards.
It depends on why you are denied. If it's because you have no credit, you may want to own a parent or someone cosign for a card for you. The other option is to find a place that has a secured credit card - you post in your money, usually $500, and get a card. Then, after a year or two, if you've compensated on time, they'll grant you an unsecured card. That happen to me all the time for like two years, no credit card would adopt me because I had no credit history. But I didn't give up. I applied for a gas card. The BP visa card. They start you sour with a limit of $500.00 but it's pretty biddable for a beginner like me. I love my credit card it make me feel more responsible, I was so excited to own my first credit card! I've had it for about a month very soon. You can apply for this same card at www.chase.com/bp
Good luck!
I would first recommend going to annualcreditreport.com first... there you can see your credit report from all 3 reporting agencies for free once a year... in attendance may be something on there keeping you from being approved. after that you can start applying... but do not apply beside too many places, as each inquiry places a spot on your credit report, and other banks look at that negatively. Talk to the bank you enjoy your checking and savings accounts at. They can let you know what your option are. A Macy's card would improve your credit provided you always reimburse on time and don't keep much of a go together (none is best).
You need to apply for credit card for no credit history, limited credit or unknown credit. Your application will be approved.
http://bestcreditcardratings.com/new-cre...
http://bestcreditcardratings.com/limited...
Forget the credit card. Establish a $1000 savings account for use within REAL emergencies only... Go to creditcards.com and look for the credit cards that are for doomed to failure credit or build credit. They come with a balance but they are the just one that will give you credit.
I would go try Capitol One, I couldn't capture approved by anyone and they approved me. the best way to get a CC is to start out next to a department store card. After a few months CC companies will be sending you offers like crazy. Good luck!
it is ok for emergances but if you use it close to a toy the bank will bring up and the hiden fees and charges!!