Good secured credit card to lend a hand reestablish credit?
I'm working to reestablish a good credit score / report. I know that I cannot do this next to loans - nor do I want too. But what I'm trying to find out is if anyone has any experience with secured credit cards? There are a tone out within but do any of them report to the big three credit bureaus? I'm having a hard time finding the answer!
Thanks!
Answers: From my own personal experience, the Bank of America secured credit card is the best overall secured card. The APR is somewhat competitive, and at 9 months it has the quickest conversion time out of all the secured cards out at hand. The next closest would be either the Wells Fargo or USBank secured card. Also, it reports to adjectives 3 bureaus as a regular card, only you and the bank know that it's secured. I posted a link to their site
Good luck
most major bank have secured cards. you give a 300 dollar deposit and you clear off your balance every month. when you receive better on your credit you can close that card and get initial deposit back. i know dune of america has one. dont go through wealth one or hsbc they have annual fees of like 99 bucks. move about to wells fargo, boa, key sandbank, citi. ask around another avenue you can try is catalog or merchant credit card vendors. they provide high revolving credit limitations with low balances. this will facilitate boost your score over time also. there are a handful of them out in that, but all of them only report to one bureau.
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Thanks!
Answers: From my own personal experience, the Bank of America secured credit card is the best overall secured card. The APR is somewhat competitive, and at 9 months it has the quickest conversion time out of all the secured cards out at hand. The next closest would be either the Wells Fargo or USBank secured card. Also, it reports to adjectives 3 bureaus as a regular card, only you and the bank know that it's secured. I posted a link to their site
Good luck
most major bank have secured cards. you give a 300 dollar deposit and you clear off your balance every month. when you receive better on your credit you can close that card and get initial deposit back. i know dune of america has one. dont go through wealth one or hsbc they have annual fees of like 99 bucks. move about to wells fargo, boa, key sandbank, citi. ask around another avenue you can try is catalog or merchant credit card vendors. they provide high revolving credit limitations with low balances. this will facilitate boost your score over time also. there are a handful of them out in that, but all of them only report to one bureau.
Our company does indistinguishable thing. the only difference is our products that we enjoy to offer are vacations. You could use your $10,000 chain of credit to go to places like Hawaii or St Thomas.
pop in us at http://www.sblending.biz/index.php/loans...