Credit chalk up?
The only credit I have is my credit card which I enjoy paid all bills prompt and have paid more than the minimum amount required. Also the credit card company have just increased my balance. Is this moral enough to be approved for a car loan or are at hand other factors that I may need?
Answers: Paying prompt is great, but be sure to not use more than 50% of your credit line. You may need a co-signer for the coup¨¦ loan; it may depend on who finances you. Also debt ratio is important.how much of your income is used for debt (rent/house payment, credit card, student loans, etc.). Your best bet is to obtain preapproved with your bank or credit association so that when you go car shopping, you will know what you can spend and that you already enjoy financing.
The best website for credit reports is www.annualcreditreport.com. It's the one that the 3 major credit bureau's set up for consumers to check thieir credit. You get a free one respectively year from each agency.
The site reported by Health102 is NOT free. Try this one: http://www.annualcreditreport.com.
The other site is free if you subscribe to a monitoring service and share your credit card for regular, automated billing. Truth.
read this :
" Apply for a Car Loan - Tips on Getting It Approved "
here : http://www.flixya.com/post/GOLDCash360/7...
& check the top right corners titles about sports car loans too.
The length of your credit history has an effect on your credit score. How long enjoy you had that credit card? Look at your credit score for free at http://www.freecreditreport.com/ Good luck. As long as you compensated your bills on time this shouldn't be a problem. They will probably make sure you receive enough money to make the payments as economically.
Good luck!
you should be fine.now some places are picky about age but thats mostly the dealerships step to freecreditreport.com
it sounds like you have great credit, depending on how long you own had this card
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Answers: Paying prompt is great, but be sure to not use more than 50% of your credit line. You may need a co-signer for the coup¨¦ loan; it may depend on who finances you. Also debt ratio is important.how much of your income is used for debt (rent/house payment, credit card, student loans, etc.). Your best bet is to obtain preapproved with your bank or credit association so that when you go car shopping, you will know what you can spend and that you already enjoy financing.
The best website for credit reports is www.annualcreditreport.com. It's the one that the 3 major credit bureau's set up for consumers to check thieir credit. You get a free one respectively year from each agency.
The site reported by Health102 is NOT free. Try this one: http://www.annualcreditreport.com.
The other site is free if you subscribe to a monitoring service and share your credit card for regular, automated billing. Truth.
read this :
" Apply for a Car Loan - Tips on Getting It Approved "
here : http://www.flixya.com/post/GOLDCash360/7...
& check the top right corners titles about sports car loans too.
The length of your credit history has an effect on your credit score. How long enjoy you had that credit card? Look at your credit score for free at http://www.freecreditreport.com/ Good luck. As long as you compensated your bills on time this shouldn't be a problem. They will probably make sure you receive enough money to make the payments as economically.
Good luck!
you should be fine.now some places are picky about age but thats mostly the dealerships step to freecreditreport.com
it sounds like you have great credit, depending on how long you own had this card