My former company didnt discharge the bills, immediately its hurting my credit?

I be fired from my former company for an unrelated issue and at that time I be ordered to turn over my company credit card, ID, business cards.
Six months subsequently, I enjoy a unknown opening, moved, and tried to buy a motor and back they could extend me a loan, I needed to fix my Amex report. I obtain a copy of my credit report to find that my company credit card have not be remunerated, to the tune of $368, after fees. Experian presently shows "180 days delinquent." I call my co. and they allow responsibility for the amt, but they are not responsible for my credit report base on jargon of credit card as they be only just a cosigner. Amex say the report is accurate and will not sustain me. If I have departed the company on my own, I would own agreed beside my company's stance. Since I be terminated, and ordered to turn over the company cards, I be denied access to the information. Anyone else gone through this mess? Contemplating a lawsuit against my former company and want nonspecific laymens opinion.

Answers:
Write a missive to the Office of the President and describe him/her that unless the said amount is rewarded by a unshakable due date, you may consider taking other appointments against them. Send 1 regular, 1 certified. I would also notify the Credit Bureaus of this dispute and hold it put on your credit files.Paying it is partly the problem, you enjoy to own your former employer confess it be their error so the derogatory information can be removed from your files.
Why doesn't/hasn't your former company salaried the bill. What loving of charges are on the card. You are going to own to prove they be adjectives related to expenses related to your former employment.
If it's just $368, I would freshly clear it. You would spend much more than that if you tried to step after them contained by court.
Did you in truth sign the agreement as co-signer? Usually the member of staff doesn't truly co-sign for a company credit card.

If you signed, your best bet is to repay the deliquent amount and sue your former employer for that. You could try to grasp Amex to remove the gloomy for settlement but attain that surrounded by writing.
Just clear the bill sour. Take the company to small claims court if you want. But the substantial piece is to obtain it compensated. If everything else on your credit report is devout, it shouldn't hurt your credit adjectives that much but achieve it compensated past its sell-by date asap.


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