I am confused roughly speaking credit card accounts and credit reporting agencies?

I want to close several department store credit cards beside nil balance. I read some where on earth that if I budge surrounded by and close these accounts it will lower my credit win. Is this true and if so why? So I of late enjoy to cut the cards up and go the accounts instigate?

Answers:
Your credit win is base on several factor and one of those is available credit vs. debt.
So yes, closing cards near 0 balance will do your mark to budge down slightly.

Best item to do is to cut them up (or not use them) but give up your job them unfold unless any of them hold annual fees.

If nearby are any beside annual fees, you may want to close basically those.

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