Unpaid credit card bills?
Hello! I hold a friend who have some unpaid credit card bills since 2003 until in a minute. My friend lost his work and become sick next to depression at the time. My friends kinfolk approved he should move to the Philippines so he can be taken perfectionism of. He maintain worthy credit for 14 years. Now when he decide to return to the U.S. within California what should he do? What will start to him and his credit? Can he start again his credit? What have happen to his debt near the credit cards Company? He is still lower than medication and treatment. Thank you.
Answers:
Is your friend you?
he can modernize his credit, but its going to bring time
he can start rebuilding his credit but paying stale his debt .. contact the credit card companies and explain the situation
masses times, they will pilfer smaller number than owned..that's a appropriate start
You must be confused. To "argue honest credit" you don't lately totter away from unpaid bills. I am sorry something like your friend's depression. Have him draw from a copy of his credit report so he or you can instigate the process of making payments or file ruin on the unpaid accounts. What happen to the stuff he get from the credit cards? Did he furnish it rear legs to them?
Sorry nearly your friend...when he returns to the US he could (option #1) contact the credit companies and explain his circumstances and/or try to negotiate a settlement or a reduced payment/balance. Or, for that situation he could contact them very soon and explain his circumstances (option #2.) Obviously, unless/until he cleans this up his credit will be negatively artificial. Another substitute is to do zilch at adjectives. In time the creditors will trade his debt to a collection agency who will nickname your friend and try to collect. He could avoid those call by getting a simple phone answering domestic device and not return the call from the collection individuals. Eventually his debt will be acknowledged as uncollectable and written rotten. He will requirement time to recreate his credit if he follows this causeway. But, it is doable. Good luck.
I'm sorry but too frequent excuses. It doesn't thing how sick you are. You owed the debt. Credit card company doesn't craft you to use the card. You should be more responsible and not running away from your debt. I cogitate " your friend" in recent times hold to ring the credit card company and ask for the collection agency baptize and number and start paying. No wonder why credit card interest rate is so dignified because we enjoy empire running away to another country.
I enjoy a $30.000 credit file but I one and only enjoy $300.00 set off on it. I don't know what will ensue tomorrow and that's the pretext why I don't turn out and blow my money away.
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Credit card number?
Answers:
Is your friend you?
he can modernize his credit, but its going to bring time
he can start rebuilding his credit but paying stale his debt .. contact the credit card companies and explain the situation
masses times, they will pilfer smaller number than owned..that's a appropriate start
You must be confused. To "argue honest credit" you don't lately totter away from unpaid bills. I am sorry something like your friend's depression. Have him draw from a copy of his credit report so he or you can instigate the process of making payments or file ruin on the unpaid accounts. What happen to the stuff he get from the credit cards? Did he furnish it rear legs to them?
Sorry nearly your friend...when he returns to the US he could (option #1) contact the credit companies and explain his circumstances and/or try to negotiate a settlement or a reduced payment/balance. Or, for that situation he could contact them very soon and explain his circumstances (option #2.) Obviously, unless/until he cleans this up his credit will be negatively artificial. Another substitute is to do zilch at adjectives. In time the creditors will trade his debt to a collection agency who will nickname your friend and try to collect. He could avoid those call by getting a simple phone answering domestic device and not return the call from the collection individuals. Eventually his debt will be acknowledged as uncollectable and written rotten. He will requirement time to recreate his credit if he follows this causeway. But, it is doable. Good luck.
I'm sorry but too frequent excuses. It doesn't thing how sick you are. You owed the debt. Credit card company doesn't craft you to use the card. You should be more responsible and not running away from your debt. I cogitate " your friend" in recent times hold to ring the credit card company and ask for the collection agency baptize and number and start paying. No wonder why credit card interest rate is so dignified because we enjoy empire running away to another country.
I enjoy a $30.000 credit file but I one and only enjoy $300.00 set off on it. I don't know what will ensue tomorrow and that's the pretext why I don't turn out and blow my money away.