Am i liable in the state of iowa for soon to be ex husbands credit card and loan accounts? I did not cosign?
Am i liable for my husbands credit cards or loan accounts? I never co signed for them and my social securtiy number be never used to search out them. On the accounts that i be a authorized user i took my dub rotten formerly they become within defult. Some companys voice i am not liable surrounded by any method, but i have a appointment today that said i would be . I step to court contained by a month for a divorce my husband have skipped the country. departure everyone contained by a bind. But i don't conjecture i am liable if i didn't sign anything or put up my social guarantee number. Am i correct?
Answers:
I agree next to the others, you are not liable for his accounts when your term is not on the contract agreements. Being an AU on his cards does NOT take home you liable any.
As for the loans, if they are secured loans it may be possible that the creditors may any sieze the secured property or place liens on them - if they folder suit against your husband and win. (they may not be capable of sieze property to be precise held jointly)
As for the credit cards, they are unsecured debt and the creditors may one and only be capable of place liens against what is in your husbands autograph just, or garnishing his wages merely if garnishment is allowed contained by your state and if they record suit against your husband and win.
I would strongly suggest that if you enjoy any combined dune accounts, that you close them.
I would also strongly suggest that you contact the creditors who stated that you are not liable and ask them (very nicely) to transport you that statement surrounded by writing.
I also agree that you should discuss it near your divorce atty, though he may not be all right versed surrounded by "consumer" law.
He may know how to transport packages to adjectives of the creditors informing them that you are not responsible. (or you could convey those parcels yourself)
I see no method ythat you could be liable for something that you didn't sign or hold your social shelter on. Those folks are harrassing you to freshly seize their money. All you hold to do is share them to never telephone call again.
are they come together or individual.
that will determine best
but if you are going through a divorce own the attorney confirm these
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Answers:
I agree next to the others, you are not liable for his accounts when your term is not on the contract agreements. Being an AU on his cards does NOT take home you liable any.
As for the loans, if they are secured loans it may be possible that the creditors may any sieze the secured property or place liens on them - if they folder suit against your husband and win. (they may not be capable of sieze property to be precise held jointly)
As for the credit cards, they are unsecured debt and the creditors may one and only be capable of place liens against what is in your husbands autograph just, or garnishing his wages merely if garnishment is allowed contained by your state and if they record suit against your husband and win.
I would strongly suggest that if you enjoy any combined dune accounts, that you close them.
I would also strongly suggest that you contact the creditors who stated that you are not liable and ask them (very nicely) to transport you that statement surrounded by writing.
I also agree that you should discuss it near your divorce atty, though he may not be all right versed surrounded by "consumer" law.
He may know how to transport packages to adjectives of the creditors informing them that you are not responsible. (or you could convey those parcels yourself)
I see no method ythat you could be liable for something that you didn't sign or hold your social shelter on. Those folks are harrassing you to freshly seize their money. All you hold to do is share them to never telephone call again.
are they come together or individual.
that will determine best
but if you are going through a divorce own the attorney confirm these