Can a lien be put on my husband's house for credit card debt I incurred formerly we be married?
He also have puchased this home earlier we be married. Also the SOL have probably run out on this debt past we be married.
Answers:
I agree beside Spifiman and HA
(Peter, near is a debt collecting SOL for EACH AND EVERY state)
If your label is not on the loan or title, they cannot place a lien on it whether you are still inside SOL or out of SOL.
If you are bygone the collecting SOL it would be in your best interest to leader them rotten past they consider file an "illegal" lawsuit by sending them a SOL letter
I read through your historic Q&A's to see if I could find a state on you.
If you live in NC after the collecting SOL for both uncap and written is 3 years
Open Acct.: §1-52(1)
Written Contract Not Under Seal; §1-52(1)
§1-52. Three years.
Within three years an act -
(1) Upon a contract, prerequisite or liability arising out of a contract, express or implied, except those mentioned in the preceding section or surrounded by G.S. 1- 53(1).
If it is a collection agency or a collection attorney, you might find the following NC statute informing
Sections 58-70-90 et seq. of the General Statutes proscribe secure act and conduct by collection agencies busy contained by the collection of consumer debts. Acts and conduct prohibited include threats and coercion, bullying, unreasonable publication, confusing representation, unconscionable way, unauthorized practice of directive and court appearances, sharing of bureau space near a practicing attorney or any type of lend institution. Violators of any of these provisions may be liable for penalty within a sum not smaller quantity than $100 nor greater than $2,000, per infringement. (? 58-70-130.)
You might click on my profile and click on the ultimate relation I enjoy tabled to the "free" credit discussion board. Do some reading. You would also be capable of find debt validation and SOL missive template.
When the debt be incurred is not celebrated. What is earth-shattering is if it's within your pet name simply. If it is, your husband can not be held liable unless you live within a community property State of which at hand are solitary 9 AZ, CA, ID, LA, NV, NM, TX, WA & WI.
The solely other instrument they could come after the home is if your husband put your first name on the creation after you be married.
If the S.O.L. have expired? Then adjectives of this is mute because nearby is nought they can reasonably do anyway.
Try this to look up the S.O.L. for your State.
http://www.bcsalliance.com/index.html...
Depends on the state that you are in. Generally no but you are going hold to see with care that it doesn't obtain file anyway.
SOL applies to crimes against the state - not debt collectively. This is not applicable surrounded by the US except contained by penal code.
You must protest the application of a lien - within is NO non-attendance rejection of a lien. Ask your county clerk roughly how liens are file.
No, not unless he added your autograph to the title after marry you. If the SOL have run out later even contained by the casing where on earth he added your mark to the title it can't be lien ed. I would check on the statute of the state where on earth credit be obtain to be sure. It is better to be undamaging than sorry, but if the house is not within your autograph, it wouldn't issue, as you own to be on title, or own division of the property for it to be lien ed.
Speaking as a internally agreed credit chalk up and mortgage lend expert (book, radio shows, rag columns)...
Credit cards are almost other UNsecured debt. The worst that can arise for unpaid unsecured debt is a court money result against the card holder(s) just, not a soul else.
Online credit cards? how do they imitate on credit?
What is a place that I can take a FREE Credit Report? No mysterious fees.?
Debts-dont know what to do.?
Is it sagacious to agree to a settlement on an unpaid credit card go together beside a collection agency?
Is it possible to find out if someone have file for collapse?
Answers:
I agree beside Spifiman and HA
(Peter, near is a debt collecting SOL for EACH AND EVERY state)
If your label is not on the loan or title, they cannot place a lien on it whether you are still inside SOL or out of SOL.
If you are bygone the collecting SOL it would be in your best interest to leader them rotten past they consider file an "illegal" lawsuit by sending them a SOL letter
I read through your historic Q&A's to see if I could find a state on you.
If you live in NC after the collecting SOL for both uncap and written is 3 years
Open Acct.: §1-52(1)
Written Contract Not Under Seal; §1-52(1)
§1-52. Three years.
Within three years an act -
(1) Upon a contract, prerequisite or liability arising out of a contract, express or implied, except those mentioned in the preceding section or surrounded by G.S. 1- 53(1).
If it is a collection agency or a collection attorney, you might find the following NC statute informing
Sections 58-70-90 et seq. of the General Statutes proscribe secure act and conduct by collection agencies busy contained by the collection of consumer debts. Acts and conduct prohibited include threats and coercion, bullying, unreasonable publication, confusing representation, unconscionable way, unauthorized practice of directive and court appearances, sharing of bureau space near a practicing attorney or any type of lend institution. Violators of any of these provisions may be liable for penalty within a sum not smaller quantity than $100 nor greater than $2,000, per infringement. (? 58-70-130.)
You might click on my profile and click on the ultimate relation I enjoy tabled to the "free" credit discussion board. Do some reading. You would also be capable of find debt validation and SOL missive template.
When the debt be incurred is not celebrated. What is earth-shattering is if it's within your pet name simply. If it is, your husband can not be held liable unless you live within a community property State of which at hand are solitary 9 AZ, CA, ID, LA, NV, NM, TX, WA & WI.
The solely other instrument they could come after the home is if your husband put your first name on the creation after you be married.
If the S.O.L. have expired? Then adjectives of this is mute because nearby is nought they can reasonably do anyway.
Try this to look up the S.O.L. for your State.
http://www.bcsalliance.com/index.html...
Depends on the state that you are in. Generally no but you are going hold to see with care that it doesn't obtain file anyway.
SOL applies to crimes against the state - not debt collectively. This is not applicable surrounded by the US except contained by penal code.
You must protest the application of a lien - within is NO non-attendance rejection of a lien. Ask your county clerk roughly how liens are file.
No, not unless he added your autograph to the title after marry you. If the SOL have run out later even contained by the casing where on earth he added your mark to the title it can't be lien ed. I would check on the statute of the state where on earth credit be obtain to be sure. It is better to be undamaging than sorry, but if the house is not within your autograph, it wouldn't issue, as you own to be on title, or own division of the property for it to be lien ed.
Speaking as a internally agreed credit chalk up and mortgage lend expert (book, radio shows, rag columns)...
Credit cards are almost other UNsecured debt. The worst that can arise for unpaid unsecured debt is a court money result against the card holder(s) just, not a soul else.