Spouse have bleak credit w/ Credit Union am I wasting my time applying?

Before we met, My husband borrowed $9,000 for a truck w/ Navy federal Credit federation. He compensated on it for a year or so and afterwards stopped. He also have approx. $600 Credit card unpaid through them. My query is am I wasting my time trying to become a bough? Will they even consider approving me? If so will I nick breakdown for his impossible credit? F.Y.I. My credit isn't unpromising nor honourable. I am only immediately starting bad. I hold a credit card through property one contained by polite standing. My credit gain is within the 600 capacity. Any assist would be appreciated!! Thanks surrounded by credit!!

Answers:
You will be fine. It have happen that my credit have not changed my wife's permissibility.
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