Repo, divorce, vehicle within both name II?
I'm trying to win a repo removed from my credit report. Got a divorce contained by 2002, wife get the vehicle, didn't net payments. I made payments until I get a hold of her months subsequently. Told her to craft payments and never looked rear legs. 2003 found out motor be repo'ed. contacted well fargo. They told me they could remove repo from my credit report. I told them I considered necessary it surrounded by writing. After writing a check for over a impressive,this is what they give me. THIS IS THE EXACT LETTER.
Dear XXXXXXX,
Thank you for your recent allowance surrounded by the amount of XXXX.XX As agreed, this stipend represents settlement within full for the above depiction. We own directed adjectives three foremost credit reporting agencies to amend your credit report to emulate this settlement.
Sincerely,
XXXXXXXX
Answers:
What they enjoy given you is proof the justification have be thrilled, but the repo reporting will remain.
Since you be on the loan to this sports car, it doesn't concern who be to trade name payments after the divorce. You be both liable.
Many general public are below the false opinion that a divorce law overrules your promissory record. Your agreement to wages the wall is not changed by your divorce agreement. The one and only means of access to own your ex-wife be solely responsible be to own her refinance the loan in her heading single. It's too tardy for that presently.
Sorry this happen to you.
Unfortunately the communiqu¨¦ does not specifically speak that they will remove the repo. It say that you own settled the narrative by paying it in full. As long as your reports show that it is in a minute rewarded surrounded by full, here does not appear to be any grounds for disputing it.
You might be capable of cause a travel case that that designed that they will remove the repo. But they could glibly construct the baggage that it channel that they will individual report that your rationalization is salaried contained by full, and since it is not in writing they will probably prevail.
IF the epistle said something to the effect of "...this recompense represents transfer of funds surrounded by full for the above story. We own directed adjectives three core credit reporting agencies to remove the repossession from your reports" You would own have more solid of a skin.
Auto nouns is what I do for a living and the first poster is correct on adjectives points.
I see this almost every month. People come in and want to buy a vehicle but when I look at their credit they own a repossession. They show me the divorce act that say that their ex be responsible for the payments and I hold to relay them that it channel zilch.
As long as your designation is on the write down, you are responsible for the payments if the other creature doe's not label them.
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Dear XXXXXXX,
Thank you for your recent allowance surrounded by the amount of XXXX.XX As agreed, this stipend represents settlement within full for the above depiction. We own directed adjectives three foremost credit reporting agencies to amend your credit report to emulate this settlement.
Sincerely,
XXXXXXXX
Answers:
What they enjoy given you is proof the justification have be thrilled, but the repo reporting will remain.
Since you be on the loan to this sports car, it doesn't concern who be to trade name payments after the divorce. You be both liable.
Many general public are below the false opinion that a divorce law overrules your promissory record. Your agreement to wages the wall is not changed by your divorce agreement. The one and only means of access to own your ex-wife be solely responsible be to own her refinance the loan in her heading single. It's too tardy for that presently.
Sorry this happen to you.
Unfortunately the communiqu¨¦ does not specifically speak that they will remove the repo. It say that you own settled the narrative by paying it in full. As long as your reports show that it is in a minute rewarded surrounded by full, here does not appear to be any grounds for disputing it.
You might be capable of cause a travel case that that designed that they will remove the repo. But they could glibly construct the baggage that it channel that they will individual report that your rationalization is salaried contained by full, and since it is not in writing they will probably prevail.
IF the epistle said something to the effect of "...this recompense represents transfer of funds surrounded by full for the above story. We own directed adjectives three core credit reporting agencies to remove the repossession from your reports" You would own have more solid of a skin.
Auto nouns is what I do for a living and the first poster is correct on adjectives points.
I see this almost every month. People come in and want to buy a vehicle but when I look at their credit they own a repossession. They show me the divorce act that say that their ex be responsible for the payments and I hold to relay them that it channel zilch.
As long as your designation is on the write down, you are responsible for the payments if the other creature doe's not label them.