I have a Capital 1 visa card years ago?
and it have unauthorized charges. I didnt income the charges and it go to collections. It is very soon bad my credit(dropped off) I own be getting preapproved from possessions 1 again this time for m/c. If i applied for the m/c would they be capable of put the charge bad set off on that card or is it sour thier books?
Answers:
If 7 years hold gone by, you are free and clear. But I don't read, if the charges be not yours, why didn't you dispute them vertebrae after? They would enjoy taken them out of your credit report Also, why don't you freshly procure a credit card from someone else.
You can contact them and see if they still hold it on their transcription -- b/c if they do it may pop up on your credit report again. But save, don't verbs nearly it. If its be 7yrs and its dropped bad... it wont affect your credit anymore (especially if they own completely written it past its sell-by date as fruitless debt). I would basically brand name ABSOLUTE sure that the debt really have be written sour for perfect.
Capital One have long ago charged sour and sold that old debt. Go ahead and apply for another card if you want.
Actually, read the cardmember agreement... they CAN... they hold be guilty of doing this to relatives previously.
It's 7 years for the credit report, but you still owe them the money. and they can still attempt to collect.
Cap 1 is a extraordinarily sleazy credit card company. You should avoid them. If they held you responsible for unauthorized charges, you already know they are sleazy... why concord beside them again?
What branch of the FCRA states that you can not deny a consumer service because you can not identify them?
What happen when a guard files a dispute?
Non-profit debt consolidators charging a monthly allowance??
Will it amend my credit if I recompense bad adjectives items contained by collections? Would this restore my credit rack up?
Credit one credit card?
Answers:
If 7 years hold gone by, you are free and clear. But I don't read, if the charges be not yours, why didn't you dispute them vertebrae after? They would enjoy taken them out of your credit report Also, why don't you freshly procure a credit card from someone else.
You can contact them and see if they still hold it on their transcription -- b/c if they do it may pop up on your credit report again. But save, don't verbs nearly it. If its be 7yrs and its dropped bad... it wont affect your credit anymore (especially if they own completely written it past its sell-by date as fruitless debt). I would basically brand name ABSOLUTE sure that the debt really have be written sour for perfect.
Capital One have long ago charged sour and sold that old debt. Go ahead and apply for another card if you want.
Actually, read the cardmember agreement... they CAN... they hold be guilty of doing this to relatives previously.
It's 7 years for the credit report, but you still owe them the money. and they can still attempt to collect.
Cap 1 is a extraordinarily sleazy credit card company. You should avoid them. If they held you responsible for unauthorized charges, you already know they are sleazy... why concord beside them again?