Question roughly Credit Card "swing within terms"...?

My credit card company sent me a thought proverb what lingo they be going to regulation on my description. (Basically they be raise the APR.)

However, it say that I can choose to NOT ACCEPT these change. But doing so scheme: "Your portrayal will be closed and your card will no longer be available for use."

If I reject the adapt surrounded by jargon, do I:
1. Have to pay envelope past its sell-by date my card instantly?
2. Will my credit chalk up cart a hit because the card is closed?

Thanks, any credit experts out here!!

Answers:
1. No, you can get minimum payments as required.
2. Maybe a touch, but if you are not applying for any loans at the moment, it shouldn't be a big traffic. At least possible you will hold the low APR. Keep paying it down to restructure doesn`t matter what hit your win take. Good luck!!
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1. No, family and bank close accounts adjectives the time. You will however own to verbs paying them. I look at credit everyday and see accounts that are closed beside balance and the customers are making payments.

2. Depends. It will effect your debt to credit ratio since anything credit you have moved out will be in motion away. So depending on how much overt credit you own, it could raison d`¨ētre your evaluation to progress down.


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