What happen? near my dads debt..?

my father passed away and he have alot of credit card debt. He get a divorce 2 months since he died. Am I supposed to contact these companies?

Answers:
Lynn, no do not contact them. Your dad's debts are presently apart of any estate he have gone. The creditors will hold to database a personal judgement lien, against his estate. Best not to contribute them a head up. The debt most imagined will follow your dad's X wife. Divorce or not.

I am sorry for your loss.
you could try mail a copy of the destruction tag to respectively company.All credit card debts should enjoy be looked at contained by this demeanour. The wife be responsible for one partially the debt, until the divorce be final, and she have to settle her portion, even after your father died.
You should convey them certified copies of the loss pass. These are usually available for a nominal payment from the funeral home. If not, they can inform you where on earth to capture them. If he disappeared any sort of estate, including a house or motor, they may know how to obtain a lien against the estate but not against you, instinctively.
The debts should be compensated by his estate. Did he enjoy a will? The name executor should arrange for probate. If you're the executor, contact an attorney to traffic beside adjectives the allowed aspects.

If his estate have no assets, you should write a notification indicating that your father passed away and within are not assets to settle up the debt. Include a photocopy of a annihilation pass (don't convey expensive certified copies -- they cost just about $10 each).

It may embezzle a couple months previously the credit card companies stop sending bills. A few might try to convince you that you hold to settle but that's not true. You may even own to transport the memo and annihilation ticket a couple times.
if he owned anything, close to a house, later you should at smallest contact an attorney and ask them to review your dad's will to see who the house go to, when, etc. or to see if his ex be on the house and still on his reserves rationalization and retirement, etc. And while you're chitchat beside that attorney you can ask them more or less the credit card debts, more or less his insurance policies, roughly what SS will foot surrounded by disappearance benefits, ask if anything special if he be a vet, and ask in the region of any retirement money (like possibly a Roth) that he be paying into and whose dub is on those. There should be some style around paying his debts (like putting something in the classified passage of your weekly maxim you (specifically) will not be responsible for his debts.(and inventory his name). The weekly will facilitate you write it up. I deduce you do hold to foot for his burial expenses if he didn't allow for that though (maybe SS can relief; I reflect on they payment a tiny amount. Seems odd that he died inwardly two months of a divorce though.

You can contact those credit card companies "by letter" and distribute them a copy of the obit. You don't hold to speak you are a relative, merely that he died, and here's his description number. If you read aloud you are a relative they "might" try to seize you to salary for it. So newly see if they respond and what they do and utter.

PS..sorry to hear roughly your dad.
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God Bless.


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