Student loan put somebody through the mill..?

i own a 12.25% unstable interest rate that i've be paying since 03/22/2007.. this be from a bunch of different student laons that i consolidated into one...

near have to be a better process to take a lower interest rate.. my credit is wearing clothes i know for sure, i've never missed a money, i do hold credit.. any thinking, anything i could look into?

Answers:
If you plan to settle up put a bet on the money , you can ask for a loan at Prosper. More information athttp://l4y.info . You can also try your luck at online charities, relatives may distribute donations.


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